If you’re an old insurance man like me, going grey and still carrying a liking for old early 70’s bands like soft machine and caravan, then you probably think that you’ve seen the last of your summer music festivals with nights spent cramped under the canvas of a tent and waking up with aches and cramps in places you didn’t know existed! However, another way to go is to take your motorhome (or somebody else’s) along to the festival and enjoy the music and the atmosphere without the nights spent on the floor under canvas.
Many people have found that the motorhome route is the one to take if you want the best of both worlds. You get all the atmosphere of the festival with the added bonus of a shower and a cup of tea in the mornings, there’s no queue for the loo and the bed is guaranteed to be dry and warm, or at least it will be as long as you don’t leave the sunroof open in a downpour!
Many motorhome owners who aren’t into music festivals and the like have been known to rent out their motorhomes to people who are so that they get some money from their dormant motorhome, and someone else gets to enjoy a music festival in comfort. However, while this is perfectly legal, most people don’t realise that if something was to happen to their motorhome during the event, it would not be covered under a standard motorhome insurance policy.
A distinct memory of last year’s Glastonbury festival was of a couple leaving their motorhome having had their breakfast and prepared for the day, only to return later in the day to find that one of Glastonbury’s infamous rain storms had weighed down the awning outside it and caused it to bend and break meaning it was more or less ruined. This would have been probably over 1000 worth of damage and if they had hired the caravan without letting the insurance company know, then it would be completely uninsured.
If you think you might like to take your motorhome to Glastonbury or a similar festival, or that you might let someone else take it, it is well worth getting it covered for the trip as you really don’t know what might happen.
Best start by letting your friends have it first if you’re not going yourself, especially if you have standard insurance cover. Your local insurance broker can advise you about cover if need be but adding friends or family to an existing insurance policy is definitely the best way to go. This way you can watch the festival from the true comfort of your front room safe in the knowledge that the motorhome that is your pride and joy is being properly looked after and if not, at least you know you have the right insurance. Now where is that old Caravan t-shirt?
If you are on the look out for motorhome insurance then you should check out Coversure, they are one of the leading providers of vehicle insurance providing everything from straight up car insurance to caravan insurance
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