Have you ever done something really stupid and then regretted it? Most people that drink and drive get behind the wheel not thinking of the consequences. However, the consequences of driving under the influence can go on longer than actually getting in the car.
Driving under the influence of alcohol happens more often than people might think. You may be driving along the road and not even realize that someone around you is driving drunk.
If you drink and drive, chances are you will get caught. More and more citizens driving under the influence, but if you get caught the stiff punishment will be with you for a long time. So think the next time you drink and want to drive.
Think before you drink, otherwise you run the risk of hurting or even critically injuring others. If you get caught for a DUI you can receive jail time, criminal charges, and more. After these are dealt with, you still have to pay high insurance premiums.
Once you get a DUI placed against your license, it can take years to recover. This shows the insurance companies that you are a high risk driver and your premiums should be raised.
Companies are alerted when you are a high risk driver. In their point of view, one DUI on your record means that you are more likely to get another. The next DUI could be far more serious, with someone critically hurt or injured. If this happens, the insurance has to pay out for those bills. Because of this risk, they will make sure that once you get a DUI you will pay higher rates.
Some insurance companies make you file a SR-22 once you receive a DUI. This states that you have enough insurance coverage to protect you in case of an accident. This means that if you decide to drive while impaired and hurt someone or get into an accident, you have the insurance that your state requires by law.
The next time that drink sounds so good, remember that if you drink and drive, there are stiff consequences.
Drinking under the influence can not only hurt you but others as well!
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Tags: auto insurance, budget, Car Insurance, Driving under the influence, DUI, insurance, legal